Empowering Member Wealth &
Cooperative Growth in Uganda
Manage member savings, disburse low-interest development loans, track shares and dividends, and deposit directly with MTN MoMo & Airtel Money.
Select Your Cooperative / SACCO
Pick your registered cooperative to load your customized portal and colors.
Designed for Ugandan Communities
Everything Your Cooperative Needs to Prosper
From boda boda stages and market vendors to teachers, farmers, and company employees.
Member Savings & Deposits
Flexible regular savings, locked target vaults, and fixed deposits earning competitive monthly and annual interest in UGX.
Development & Emergency Loans
Transparent loan schedules, guarantor approval workflows, low interest rates, and automated penalty management.
MTN & Airtel Mobile Money
Members deposit savings and repay loans instantly from their mobile phones anytime without visiting a physical branch.
Shares & Annual Dividends
Accurate share registers, member equity tracking, and automated annual dividend calculations disbursed directly to savings accounts.
Group & Chama Banking
Support for solidarity groups, market circles, and VSLAs with group accounts, joint contributions, and meeting attendance tracking.
General Ledger & Auditing
Standard double-entry chart of accounts, trial balance, automated balance sheets, and full audit logs for board reviews.
Direct Payments via MTN Mobile Money & Airtel Money
Members don't need to queue in banks. Prompt mobile money push requests allow members to deposit savings and pay loans instantly with their PIN.
Your SACCO on Your Smartphone
The Member Portal is a Progressive Web App (PWA). Members can install it directly from their browser onto Android or iPhone, log in with their phone number or email, and monitor their balance anywhere.